Affordable housing programs, Section 8 accepted properties, USDA loans with $0 down, and pathways to homeownership regardless of income level.
Multiple pathways to homeownership for low and moderate income families
Use your Section 8 voucher toward mortgage payments instead of rent. Build equity while getting housing assistance.
$0 down, 100% financing for rural and suburban areas. Income limits apply but cover up to 115% of area median income.
Just 3.5% down with credit scores as low as 580. Seller can pay up to 6% closing costs. More accessible than conventional.
Affordable mortgages with no profit and no interest. Required sweat equity helps reduce costs. Income-qualified families only.
Buy the home, lease the land. Dramatically reduces purchase price. Homes stay affordable for future buyers too.
Rent now while building credit and savings. Portion of rent goes toward down payment. Option to purchase after 2-3 years.
Calculate what you can afford and which programs you qualify for
Homeownership is possible at any income level. Let us help you find the right program and the right home.