Stop renting. Start building equity. We'll guide you through every step with down payment assistance, education, and the perfect starter home.
💚 No Perfect Credit Required
FHA loans accept credit scores as low as 580 • We'll help you improve your score
Special programs and benefits designed specifically for first-time home buyers
Get up to $15,000 towards down payment through federal, state, and local programs. Some are grants, not loans.
FHA loans require just 3.5% down. Some programs accept as little as 3% down. No more "I need 20%" myth.
Required by most assistance programs, we provide it FREE. Learn budgeting, mortgage basics, and home maintenance.
FHA accepts credit scores as low as 580. We'll show you how to improve your score before applying.
Negotiate seller-paid closing costs (up to 6% with FHA). Plus grants available to cover remaining costs.
Dedicated first-time buyer specialists guide you through every step. No question is too small.
Calculate your buying power based on your income and debts
Before taxes
Car, student loans, credit cards
What you have now
Follow these 10 steps to buy your first home with confidence
Get your free credit report and understand your score
Start saving and research assistance programs
Complete required education (we provide FREE)
Work with lender to determine exact buying power
Search with your dedicated first-time buyer realtor
We help you craft a competitive offer
Professional inspection to avoid surprises
Lender completes underwriting process
Verify everything is as expected
Sign papers, get keys, celebrate!
📅 Timeline: 12 weeks from start to keys in hand
We guide you through every step with checklists, reminders, and expert support
Join thousands of first-time buyers who've achieved homeownership with our help. Your journey starts today.